For most people, financial freedom is often pictured as luxury cars, lavish vacations, or sprawling mansions. But Chartered Accountant Nitin Kaushik believes it’s far simpler — and far more peaceful. In a recent post on X, he painted a picture of what true freedom looks like, one that’s built not on extravagance but on discipline and consistency. He described a life where EMIs don’t haunt you, work brings joy instead of burnout, and money flows in from multiple sources without constant stress.
Kaushik explained that the journey to that kind of stability doesn’t happen overnight. It begins the moment you choose to invest in yourself — by saving, learning, and staying consistent when no one else is watching. The CA called this version of financial freedom “quiet and earned,” reminding his followers that real wealth is not about showing off but about sleeping peacefully at night, knowing your money works for you.
What ruins financial peace?
Adding to the conversation on money and mindset, CA Abhishek Walia, founder of Zactor, shared a refreshing perspective on why so many people feel trapped by EMIs. According to him, the real issue isn’t debt itself — it’s FOMO. He explained that most people don’t buy new phones, cars, or gadgets out of necessity but because they want to keep up with others.
Walia said an EMI isn’t inherently bad; it’s the intention behind it that defines your financial journey. When used to build assets, learn new skills, or grow income, it becomes a tool for progress. But when driven by comparison, it turns into a trap that keeps you chasing validation instead of freedom. His advice was simple yet powerful — before blaming your EMIs, fix your FOMO.
CA about building wealth
In another post, CA Nitin Kaushik shared a thoughtful reminder about how money habits ripple through generations. He explained that children don’t just inherit wealth — they inherit the mindset that built it. Parents who save out of fear often pass on scarcity, while those who invest with confidence teach growth. Chasing status breeds insecurity, but seeking balance fosters peace. Kaushik urged people to focus on building wealth that passes down strength and stability, not anxiety or pressure.
Kaushik explained that the journey to that kind of stability doesn’t happen overnight. It begins the moment you choose to invest in yourself — by saving, learning, and staying consistent when no one else is watching. The CA called this version of financial freedom “quiet and earned,” reminding his followers that real wealth is not about showing off but about sleeping peacefully at night, knowing your money works for you.
Picture this — 3 years from today:
— CA Nitin Kaushik (FCA) | LLB (@Finance_Bareek) November 11, 2025
No EMIs haunting you.
Work that actually gives you freedom, not burnout.
Money coming in from more than one source.
An emergency fund that feels like peace of mind.
All because one day… you decided to bet on yourself — to save, invest, learn,…
What ruins financial peace?
Adding to the conversation on money and mindset, CA Abhishek Walia, founder of Zactor, shared a refreshing perspective on why so many people feel trapped by EMIs. According to him, the real issue isn’t debt itself — it’s FOMO. He explained that most people don’t buy new phones, cars, or gadgets out of necessity but because they want to keep up with others.
Walia said an EMI isn’t inherently bad; it’s the intention behind it that defines your financial journey. When used to build assets, learn new skills, or grow income, it becomes a tool for progress. But when driven by comparison, it turns into a trap that keeps you chasing validation instead of freedom. His advice was simple yet powerful — before blaming your EMIs, fix your FOMO.
CA about building wealth
In another post, CA Nitin Kaushik shared a thoughtful reminder about how money habits ripple through generations. He explained that children don’t just inherit wealth — they inherit the mindset that built it. Parents who save out of fear often pass on scarcity, while those who invest with confidence teach growth. Chasing status breeds insecurity, but seeking balance fosters peace. Kaushik urged people to focus on building wealth that passes down strength and stability, not anxiety or pressure.
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